Spirit Ameritas Calculator 2022

Please complete the form below to create a quote. For Effective Dates through 12/1/2023.

SPECIAL NOTICE: Group policies currently written under Reliance Standard, Ameritas, The Standard Insurance Company or Dental Select are not eligible for a Spirit Group plan.

Agent/Agency Information

Name:

Email:

Phone Number:

Group Information

Employer Name:

State:

Please choose...AlaskaAlabamaArkansasArizonaCaliforniaColoradoConnecticutDistrict of ColumbiaDelawareFloridaGeorgiaHawaiiIowaIdahoIllinoisIndianaKansasKentuckyLouisianaMarylandMaineMichiganMinnesotaMissouriMississippiMontanaNorth CarolinaNorth DakotaNebraskaNew HampshireNew JerseyNew MexicoNevadaNew YorkOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVirginiaVermontWisconsinWest VirginiaWyoming

Zip Code:

Industry Code:

Please choose...Financial, Investment, Insurance, or Real Estate Services (+15%)Medical Offices and Hospitals (+15%)Legal, Accounting, Engineering, Architectural, or Scientific Services (+15%)Membership or Charitable Organization Offices, other Professional Services (+15%)Schools or Educational Services (+15%)All Other Industries

Dental Plan Design

Plan Base:

Please choose...

Employee Enrollment:

2-4 Lives 5-9 Lives 10-199 Lives

Enrolling 25+ Employees

Participation:

Employer PaidVoluntary (+5%)

Choose a Deductible:

$100 Lifetime {{(dental.plan === 'low' || dental.plan === 'lowpass') ? '(+3%)' : '(+0%)'}} $50/$150 Calendar Year {{(dental.plan === 'low' || dental.plan === 'lowpass') ? '(+0%)' : '(+3%)'}} $25/$75 Calendar Year (+8%) $0/$0 Calendar Year (+15%)

Annual Maximum:

$1,000 Annual Maximum $1,500 Annual Maximum (+14%) $2,000 Annual Maximum (+20%) $3,000 Annual Maximum (+36%) $5,000 Annual Maximum (+56%)

---

Additional Options

No Prior Coverage - keep waiting periods (+0%)

No Prior Coverage - remove waiting periods (+15%)

Existing Coverage - remove waiting periods (+0%)

Endo/Perio to Class B (+8%)

Move from 80th to 90th U&C (+4%)

Teeth Bleaching with 50% coinsurance (+3%)

100% family related employer groups (+15%)

Dental Rewards (+2%)

Add Ortho {{ isLowPlan ? "(Child Only)" : "(Adult & Child)"}} (+flat)

Vision Plan Design

Choose a Network:

Please choose... Spirit EyeMed Spirit VSP

Spirit EyeMed Plan Options

Plan Base:

Please choose... Plan A - 12/12/12 $0/$0 Plan B - 12/24/24 $0/$0 Plan C - 12/12/12 $10/$10 Plan D - 12/24/24 $10/$10 Plan E - 12/12/12 $10/$20 Plan F - 12/24/24 $10/$20

Participation:

Please choose...75% or MoreVoluntary, less than 75% (+5%)

---

Additional Options

100% family related employer groups (+15%)

Spirit VSP Plan Options

Plan Base:

Please choose... Plan 3 - 12/12/12 $10/$25 Plan 4 - 12/12/12 $10/$10

Tier:

Please choose...Tier 3 -- Employee, Employee + 1, Employee + FamilyTier 4 -- Employee, Employee + Spouse, Employee + Child(ren), Employee + Family

Enroll 50+ lives

---

Additional Options

100% family related employer groups (+15%)

Submit